| FINANCING |
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SBA Guaranty Loans - Eligibility & Preparation |
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http://www.sba.gov/financing/preparation/qualify.html |
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To determine if you qualify for SBA's financial assistance, you should first understand some basic credit factors that apply to all loan requests. |
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SBA Financing Programs |
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http://www.sba.gov/financing/ |
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The U. S. Small Business Administration's (SBA)Homepage on financing programs including loan application forms, lender programs, and resources. |
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SBA's Financing Your Business Hotlist |
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http://www.sba.gov/hotlist/busfin.html |
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This website links you to the SBA's Hotlist of financing resources and sites including SBA guaranteed loan programs. |
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Rule of 72 Compound Interest Financial Success |
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http://www.ruleof72.net/ |
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Albert Einstein is credited with discovering the compound interest rule of 72. Referring to compound interest, Albert Einstein is quoted as saying:
"It is the greatest mathematical discovery of all time."
Compound interest is powerful. Compound interest should be one of your financial success tools. Don't let compound interest work against you. Financial experts use the Rule Of 72 to command compound interest and gain financial success. Some financial service providers want you to know the Rule Of 72 so you can make wise decisions to command compound interest and compound your financial success. |
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Capital Certified Development Corporation |
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http://www.capitalcdc.com/ |
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As a diversified full-service consulting firm, Capital Certified Development Corporation (Capital CDC), provides innovative solutions for business and government. Features information Cpaital CDC's services including the SBA 504 Fixed Assets Lending Program, Texas Enterprise Zones, the Texas Capital Fund, and Industrial Revenue Bonds. |
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Wells Fargo & Company |
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http://www.wellsfargo.com/ |
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Wells Fargo's homepage providing information about it's financial products and services including small business, personal finance, commercial servcies, and investmens. Provides a broad selection of interactive tools that can help you make better financial decisions.
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State National Bank |
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http://www.statenationalbank.com/business_home.html |
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State National Bank's Business Banking Homepage. Running a business can be a very complex and demanding job. State National Bank offers a comprehensive solution to managing your money and your business.
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Chase Bank |
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http://www.chase.com/ |
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Chase Bank's Homepage. Chase is the retail financial services franchise within JPMorgan Chase. The site provides information on the banks financial products and services including small, personal finance, consumber banking, home finance, advice and planning, and other. |
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ACCION Texas - A Mico Lender |
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http://www.acciontexas.org/ |
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ACCION Texas provides credit to small businesses that do not have access to loans from commercial sources. Through these small loans and services, ACCION Texas helps microentrepreneurs strengthen their businesses, stabilize and increase their incomes, create additional employment and contribute to the economic revitalization of their communities. |
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Bank of the West |
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http://www.botw-ep.com/home2.html |
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Bank of the West's Homepage. Provides information on the banks financial products and services including business and personal loans, equipment leasing, and other. Lists the bank's board of directors and bank branch offices. Features a financial calculator for home and personal financing, investment and retirement, and leasing. |
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Bank of America |
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http://www.bankofamerica.com/ |
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Bank of America's Homepage. Features the banks array of financing products and services including small business, personal finance, corporate and institutional. Provides financial tools and planning for business loans, personal loans, and credit cards, retirement and other. |
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United Bank of El Paso Del Norte |
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http://www.unitedelpaso.com/ |
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Link to United Bank of El Paso del Norte’s website. The bank was founded by a group of local business men and women to serve and help grow the El Paso community. The bank's only focus is the El Paso market and providing personal service and attention to those people, professional practices and small to mid-size businesses based there. The Bank’s principal offices are located at 125 Mesa Hills Drive, El Paso, Texas, and it also maintains a branch office located on the eastside of El Paso, at 9801 Gateway West, El Paso, Texas.
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First Federal Bank |
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http://www.1stfedbank.com/ |
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First Federal Bank's Homepage. Features financial products and services including business startup loans, financing of inventory, equipment, or new expansion; commercial real estate loans and construction loans,
Small Business Administration Loans, short term working capital and seasonal loans. In El Paso, TX the bank is located at 2290 Trawood
79935-3020, (915) 845-7270.
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First National Bank |
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http://www.fnbfabens.com/ |
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First National Bank has been serving El Paso County and Hudspeth County since 1920 and is locally owned and operated. As the oldest bank in El Paso County, First National Bank is a full service bank, offering a broad range of depository and credit services to its community.
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GE Capital Small Business Finance |
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http://www.ge.com/capital/smallbiz/ |
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GE Capital Small Business Finance is a premier financing source for small and growing businesses. They provide long term loans for fixed assets from $100,000 to $25 million.
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CIT Group, Inc. |
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http://www.cit.com/about_us/default.htm |
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CIT, is a leading global source of financing and leasing capital and an advisor for companies in more than 30 industries. Features many of the company's specialized financial products and services in serving business needs. The Solutions Tool also helps you quickly search for and find the specific product and service information that is of interest to you and your business.
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Small Business Loan Resource, Inc. |
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http://www.sbls.com/default.htm |
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Small Business Loan Source, Inc. (SBLS) is a nationally licensed, direct SBA Non-Bank Lender; specializing in commercial real estate lending.
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Texas Mezzanine Fund |
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http://www.tmfund.com |
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The Texas Mezzanine Fund, Inc. (“TMF”), a Community Development Financial Institution (“CDFI”), serving businesses throughout the State of Texas located in distressed areas, women or minority owned, or small businesses that create jobs for low-and-moderate income persons.
TMF provides mezzanine financing to:
Strengthen loan applications that need credit enhancement with financial institutions;
Provides junior debt financing, usually with investors, to high risk, high growth companies that provide community and economic development benefits;
Provides stand-alone loans; and
Participate in loans with TMF investors as well as with established CDFIs throughout Texas.
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Texas Capital Access Fund |
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http://www.tded.state.tx.us/TexasCapitalAccess/ |
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The Texas Capital Access Fund was established to increase the availability of financing for businesses and nonprofit organizations that face barriers in accessing capital. Through the use of the Capital Access Fund, businesses that might otherwise fall outside the guidelines of conventional lending may still have the opportunity to receive financing. |
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USDA Rural Development |
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http://www.rurdev.usda.gov/ |
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USDA Rural Development is committed to helping improve the economy and quality of life in all of rural America. USDA promotes economic development by supporting loans to businesses through banks and community-managed lending pools. They offer technical assistance and information to help agricultural and other cooperatives get started and improve the effectiveness of their member services. USDA Rural Development also provides technical assistance to help communities undertake community empowerment programs.
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National Financing Services Network |
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http://www.nfsn.com/index.htm |
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The premier on-line marketplace for financial product services™. Featuring over 100 types of products and services from leading companies in all 50 states and the District of Columbia. |
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Ameritrade's Encyclopedia of Finance |
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http://www.ameritrade.com/education/html/encyclopedia/ |
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Ameritrade's Encyclopedia of Finance is an excellent resource for basic financial information. It explains financial concepts in a straightforward and easy-to-understand way and is a great companion for the Guide to Online Investing. |
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Fast Track Micro Loans |
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http://www.businessweek.com/smallbiz/resources/micro_loan.htm |
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BusinessWeek Online site on Fast Track Micro Loans. SBA makes funds available to nonprofit intermediaries, who in turn make loans to eligible borrowers in amounts to a maximum of $25,000.
A search engine to find the Micro Loan Intermediaries nearest you. |
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Small Business Finance |
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http://www.businessweek.com/smallbiz/index.html |
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Business Week's Online small business guide, resources and tools on financing, and the latest data on interest rates and terms for small businesses, and tips on day to day operations. |
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Business Financing |
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http://www.buyerzone.com/index.html |
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BuyerZone.com provides free quotes from National vendors. Get FREE price quotes from over 15,000 brand name vendors. From business loans to health insurance, and a variety of other products and services. |
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Bank One |
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http://www.bankone.com/ |
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Corporate home-page of Bank One. Bank One offers a full range of financial services to consumers, small businesses, corporations, and middle market businesses. |
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Banco Popular of North America |
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http://www.bancopopular.com/bancopopular/ |
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Homepage of Banco Popular. It is the largest bank in Puerto Rico. It operates through an extensive network of 200 branches as well as through various alternative delivery channels. In the USA, Banco Popular of North America is the largest Hispanic bank in the United States. It operates 32 branches in New York, 21 in Illinois, 16 in California, 12 in New Jersey, 10 in Florida and 5 in Texas. Features its financial products and services throughout its financial network.
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Comerica's Small Business Solutions |
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http://www.comerica.com/cma/cda/main/0,1555,2_45,00.html |
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Comerica's website for small business Solutions. Features its financing products and services including loans and leases, investment and insurance products, employer services and retirement plans, and other. |
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American Express Financial Services |
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http://www.americanexpress.com/homepage/mt_personal.shtml |
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American Express'Homepage features AMX's personal and business financial products and services including "OPEN: The Small Business Network." The web-site for American Express Mexico is also found at the following internet address http://home3.americanexpress.com/mexico/homepage.asp
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Transamerica Commercial Lending |
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http://www.transamericafinance.com/tfc/ComFinServ.asp |
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Homepage for Transamerica Financial. Transamerica Finance is one of the largest independent commercial lending companies, with net finance receivables of over $14 billion. TFC provides commercial lending services to a wide range of industries through five separate business groups including distribution, business capital, technology finance, equipment finance, and real estate.
The website features a solutions locator for all their services worldwide.
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Commercial Finance Online |
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http://www.cfol.com |
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Commercial Finance Online is a membership site with a large business finance search engine that can help you find capital sources, link up with business opportunties or find helpful software. |
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Texas Capital Fund |
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http://www.agr.state.tx.us/eco/rural_eco_devo/capital_fund/fin_tcf.htm |
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The Texas Capital Fund (TCF) program is administered by the Texas Department of Agriculture through an interagency agreement with the Office of Rural Community Affairs (ORCA). The TCF program encourages business development, retention, or expansion by providing funds to eligible applicants. |
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City/County Revolving Loan Fund |
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http://www.elpasotexas.gov/econdev/services_business.asp |
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Through a lower percentage of equity and a blended interest rate, the City/County RLF is intended to assist El Paso small businesses in securing SBA loans. For information, call the Department of Economic Development at 915-533-4284 or stop by and visit any of our member banks.
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CNNMoney |
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http://money.cnn.com/ |
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Financial news, Money Magazine, markets and stocks information, Dow Jones Industrial Averages, mutual funds, personal finance, tech sector news, financial calculator, stock quotes and much more. |
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